Kikoff provides a credit-building tradeline that can be used within the Kikoff app.
Here’s how it works:
- We open a tradeline in your name
- You make monthly payments through your subscription
- We report your on-time payments and low credit utilization to the bureaus
- This helps improve your credit score over time!
Our users typically see a 58+ point increase on average within the first 3 months. By building your credit with Kikoff, you'll be in a better position to qualify for traditional loans and credit cards in the future!
Please note that the funds you pay towards your Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus.