We know how important your credit score is, and our goal is to help you on your credit-building journey. Here's what you need to know:
- Many factors can impact your score: payment history, credit utilization, credit age, credit mix, etc.
- Opening a new credit line (like Kikoff) can sometimes cause a temporary impact to your credit score as it affects your credit age (how long your accounts have been open).
- Consistent on-time payments with Kikoff will help build positive credit history over time, which can improve your credit score!