In the Credit Score tab of your Kikoff app, you’ll see your Credit Factors. This tab shows which areas are helping your score and which ones may be lowering it.
Strong on-time payments, older credit age, low credit usage, and a good credit mix help improve your score. However, derogatory marks, high usage, or too many hard inquiries can lower it.
Kikoff is actively helping support your credit by reporting positive on-time payment(s), adding to your credit mix, and lowering your card usage!