The Kikoff Secured Credit Card works similarly to a debit card. You must make a deposit onto your Secured Credit Card before making a purchase. The funds in your Secured Credit Card account are entirely separate from your Kikoff Credit Account
When you put at least $50 onto your Secured Credit Card via bank transfer or direct deposit, you'll get a physical card in the mail and card start building credit with all three bureaus on everyday purchases.
Once you've added funds to your Secured Credit Card, you can use it anywhere Mastercard is accepted.
You can also withdraw cash using your Secured Credit Card with zero fees at over 55,000 in-network ATMs worldwide. To find a free ATM for cash withdrawals from your Secured Credit Card, use Allpoint's ATM locator. (Out of network ATMs may charge a fee for cash withdrawal.)
Important: The Kikoff Secured Credit Card is available to Premium and Ultimate users only.