We’re happy to help you close your Kikoff Credit Account, but first we would like to provide you with some related information.
Closing your account may impact your credit negatively. This is because credit bureaus and lenders take into account your total available credit and your utilization. Closing a credit line can also lower the average age of accounts on your report. The longer you have accounts open, the better.
Here are reasons why we recommend keeping your account open:
- Kikoff does not charge interest on your account and closing it may reduce your total available credit
- Older accounts contribute positively to your overall account age
If you would still like to proceed with closing your account, visit this link and you will be guided through the account closure process.
After you’ve closed your Kikoff Credit Account:
- You will receive an email confirmation of your account closure and a zero balance.
- On the next reporting date, if your account has been previously reported, it will be reported "Current and closed". Previously reported status will not be retroactively changed.
- Any other Kikoff accounts will remain open until closed.