It can take 30-45 days for Kikoff to show up on your credit report depending on when in the month you signed up. Kikoff reports payments to credit bureaus once a month, which takes up to 2 weeks for the bureaus to process.
Example: if you made a $5 Kikoff payment on August 5th, we will report this payment on September 1st, and you can expect to see it on your credit reports sometime between Sept 5th and September 15th.
We recommend using the credit monitoring tool within your User Dashboard to keep an eye on any changes. And if you use a third-party credit monitoring tool, such as Credit Karma, you might notice it there even earlier.