The Kikoff Credit Account is a specialized, reported, revolving tradeline ($750-3500). Each month, payments are instrumented against this tradeline & reported to the major credit bureaus, helping to build key credit factors.
With Tri-Bureau reporting, your Credit Account & payment activity is reported to all three major credit bureaus: Equifax, Experian, and TransUnion.
As a Kikoff customer, you'll use this tradeline to exclusively to finance the purchase items on the Kikoff Store—like one of our monthly credit building plans (Basic, Premium, or Ultimate).
The Credit Account is NOT intended for everyday purchases on things like gas or groceries.
Why not? Because making consistent, maintaining a tradeline with minimal use is an excellent way to show credit bureaus and lenders that you're a reliable borrower.