What is reported, how, & to which bureau depends on which Kikoff product(s) you have:
- Kikoff Credit Account us an unsecured, specialized revolving line of credit that reports to to all three major bureaus—Equifax, Experian, & TransUnion—and will be listed as a “charge account”
- Credit Builder Loan (optional add-on by invitation only) reports to TransUnion & Equifax and will be listed as a “secured” line of credit
- Kikoff Secured Credit Card (available for users with a Premium or Ultimate plan) reports to all three major bureaus of Equifax, Experian, & TransUnion and will be listed as either a "Secured Credit Card" or "Open Account"
- Rent payments submitted via the Rent Reporting feature are reported to Equifax. They may be listed as "Renal Agreement" or "Other"
If you are a new Kikoff customer, please keep in mind that our services take about 30-45 days to show up on your credit report. Kikoff will also send you a note when your report is updated and can be viewed inside your account under the Credit Score tab for more details.