Kikoff is an official data furnisher for all three major credit bureaus: Equifax, Experian, and TransUnion -- this means we report information related to our customers' credit-related activity to the Bureaus. However, please note that reporting depends upon which Kikoff product(s) you have:
- Kikoff Credit Account (flagship service) reports to Equifax and Experian.
- Kikoff Credit Builder Loan (optional add-on service) reports to TransUnion and Equifax.
- Kikoff Credit+ Cash Card ('Secured Card') reports to all three major bureaus of TransUnion, Equifax and Experian with the minimum deposit for $50.
Most lenders check two credit bureaus, and mortgage lenders are required to check all three bureaus, so our members are well-covered. You can review your report from your Credit Score page/tab inside your account for more details.