If it’s a transfer via a connected external account:
- When you transfer money via the Kikoff app to your Kikoff Secured Credit Card, the app will share an estimated timeline for when the funds will become available. Generally, transfers should land on a user’s account within 5 business days.
If you're using direct deposit:
- It can take up to two paycheck periods for your employer to finish the process to switch to this associated account. For example, if you get paid biweekly, it can take up to a month for your paycheck to start landing in your Kikoff Secured Credit Card. If it’s been past two paycheck cycles, we recommend contacting your employer directly to confirm if they were successfully able to send your direct deposit to your Kikoff Secured Credit Card account.