Important: The Secured Credit Card is only available to Kikoff Premium and Ultimate users.
The Kikoff Secured Credit Card is a great way to build credit with everyday purchases. To apply, go to your user dashboard and select the Secured Card tab. You can also apply directly through the Secured Credit Card application portal.
During the application, we'll ask for your name, address, date of birth, and other identifying information like your driver’s license. These anti-fraud security questions help prevent identity theft and your answers are protected by industry standard security encryption. Kikoff never sells your personal information.
Once you're approved, your virtual card is available immediately in the Kikoff app. To begin building credit with your purchases and to receive a physical card in the mail, deposit $50 onto the Secured Credit Card via direct deposit or bank transfer.
Note: As with many credit products, you may be asked to verify your address or place of residence. This is an important step for both ID verification and to ensure we can ship the physical card out to you. We do not support PO Boxes or commercial addresses at this time.