After you have finished making the monthly payments for a year, you may withdraw the full amount of that money (minus any processing fees from card payments made) in a few different ways:
- ACH transfer into an external bank account - You may choose to transfer the funds from Kikoff to your connected bank account of choice. This would take 5-7 days.
- Paper check mail delivery - We can send a check to your verified address on file. Please note that this would be subject to possible shipping delays or lost mail, and cannot be shipped to a PO Box or non-residential mailing address.
- Transfer to your Kikoff Credit+ Cash Card - Transfer directly to your Kikoff Credit+ Cash Card (Secured Card) and use your funds instantly. This is the fastest way to receive your withdrawal
Please note that the Kikoff Credit Builder Loan is a secured installment loan and is not the Kikoff Credit Account, which is a revolving store-only line of credit used most often to buy a membership for the Kikoff Credit Service. The Kikoff Credit Service (Credit Account) is a human service powered by our team and is not refundable at the end of it's term.