Yes! Users with an active and current Credit Account with Kikoff are provided with a referral link directly from your User Dashboard (see image below).
The account holder (referrer) must provide the new prospective user with the referral link, which must be used at sign-up to qualify both accounts for the applicable referral bonus (a one-time statement credit of either $5 or $10 depending on which 'user group' you are a part of; this is assigned automatically by the system).
The referee (new user signing up for the Credit Account) will see a screen similar to the below when signing up via the provided link:
Note: if a user signs up without using the referral link, no referral bonus will be applied to either user (existing or new).
Once a referred user successfully opens a Credit Account with Kikoff and pays their first monthly payment, both users will receive a statement credit. This means new users will still have to make their first payment in full, but afterwards the statement credit ($5 or $10) will apply to both individuals' next qualifying statement period.
- Example: if User A refers User B in July, and User B's first payment is made in August, the statement credit (discount) should be applied for September's statement/payment. The payment should appear like the image below, showing the regular payment "crossed out" and the credit applied, bringing the payment in this instance to $0.