Is a savings bucket required to use Kikoff’s debt relief service? December 27, 2023 23:10 Yes, a savings bucket is required to request offers through Kikoff Debt Relief. Related articles Are there any fees for opening a savings bucket? How do I make payments to my collector once I accept an offer? How do debt relief offers affect my credit? What is the Kikoff Store and how does it work with Kikoff Credit Account? How long does it take to get an offer with Kikoff Debt Relief?